When Should You Claim Social Security?

One of the most common retirement planning questions we receive is the one about Social Security: Is it better to claim Social Security benefits as soon as possible, or to delay? As with most retirement planning questions, the answer isn’t the same across the board....

Retiring Early: Understanding the Rule of 55

Even for those who might love their work, the thought of retiring early can seem awfully appealing—and awfully tempting. Say you were to retire at the age of 55, instead of waiting until you are in your 60s. You’d have that much more time for travel, for golf, for...

An End-of-the-Year Retirement Planning Checklist

Good news: There’s still time. There’s still time to get your retirement planning affairs in order before the end of the year—to ensure that 2014 ends up a successful, savvy year for your own long-term financial preparation. Before too much more time passes, take just...

4 Retirement Planning Considerations You May Be Neglecting

No one can see into the future, and none of us can predict what tomorrow will bring—let alone what life might be like a year or a decade into the future. Rather than be an argument against retirement planning, this is actually a sound argument in its favor: You can’t...

Can You Start Retirement Planning Past 50?

One of the most commonly-repeated bits of retirement planning advice is this: You should start saving and planning as early in life as possible. Generally speaking, this is good advice, and those who start planning when they’re 20 have a definite leg up on those who...

5 Things New Employees Should Know About 401(k)s

There are many different ways to start saving for retirement. One of the easiest, if you work for a company that offers a 401(k) plan, is to sign up for it and take full advantage of its accompanying benefits. For those who are new to the workforce, using a 401(k)...

Who’s Really Planning for Retirement?

You’ve probably seen scary headlines about how so many Americans are failing to properly plan for retirement. These headlines have a fair amount of truth to them, unfortunately, as there are many Americans who aren’t taking the job of retirement planning quite...

4 Things That Can Wreck Your Retirement Plan

For any pre-retiree, it is important to invest time, effort, and of course money into a long-term retirement plan. If you plan ahead, save diligently, and meet regularly with a financial planner, there is really no reason why you should not be able to enjoy a secure...