10 Smart Financial Resolutions

We’re now a few weeks into the start of a new year… but it’s not too late for you to implement some meaningful resolutions. In particular, you may want to think about some ways to be more mindful and responsible in the management of your personal finances. There are a...

4 Things to Know About Retirement Spending

A key aspect of retirement planning is anticipating your retirement expenses. Simply put, it’s important to estimate how much money you’ll need to spend once your days in the workforce end. This isn’t necessarily an easy calculation to make: Not only are there many...

When Should You Claim Social Security?

One of the most common retirement planning questions we receive is the one about Social Security: Is it better to claim Social Security benefits as soon as possible, or to delay? As with most retirement planning questions, the answer isn’t the same across the board....

The Financial To-Dos of Having a Baby

Having a baby and growing your family is a very exciting time for any new parent or parent-to-be—and there are some pretty significant things to consider outside of simply getting the nursery ready and picking out a stroller. There are studies showing that each child...

Weighing the Benefits of a 529 College Savings Plan

Parents of young children face a daunting prospect: Setting aside a college savings account for their kids, despite a daily onslaught of headlines about the rising cost of school tuition. Certainly, the future of academics is an open question, yet the need for careful...

Beware These Hidden Retirement Costs

There are many reasons to enlist the help of a financial professional as you plan your eventual retirement. One of these reasons is that a financial professional can help you consider all contingencies—including hidden or surprising retirement costs. These unplanned...

Managing Money in Early Retirement

As we’ve noted before, retiring can feel like a culmination—the culmination of your working life and also of your careful financial planning—but that doesn’t mean it’s the end of the line. Even once you put in your notice and leave the workforce, you still have to...

Make Your Financial Resolutions Stick

We’ve arrived at the part of the year in which most of us have seen our New Year’s resolutions peter out altogether—our best intentions for improved health, diet, fitness, and time management largely forgotten. This is true of many financial resolutions, as well. On...