When Should You Claim Social Security?

One of the most common retirement planning questions we receive is the one about Social Security: Is it better to claim Social Security benefits as soon as possible, or to delay? As with most retirement planning questions, the answer isn’t the same across the board....

The Financial To-Dos of Having a Baby

Having a baby and growing your family is a very exciting time for any new parent or parent-to-be—and there are some pretty significant things to consider outside of simply getting the nursery ready and picking out a stroller. There are studies showing that each child...

Weighing the Benefits of a 529 College Savings Plan

Parents of young children face a daunting prospect: Setting aside a college savings account for their kids, despite a daily onslaught of headlines about the rising cost of school tuition. Certainly, the future of academics is an open question, yet the need for careful...

4 Things That Can Wreck Your Retirement Plan

For any pre-retiree, it is important to invest time, effort, and of course money into a long-term retirement plan. If you plan ahead, save diligently, and meet regularly with a financial planner, there is really no reason why you should not be able to enjoy a secure...

4 Ways to Make Your Retirement Planning a Little Easier

Is retirement planning something you dread—something you hate doing? Unfortunately, for many Americans, the answer is yes. Thinking about the uncertain future can be a bit stressful, and trying to budget for the unknown is never pleasant—especially not when the...

Why Have an Annual Portfolio Review?

Doctors recommend that you get a physical checkup about once a year or so. Similarly, financial advisors recommend that you get a portfolio checkup once a year, sitting down to meet with your advisor and make sure everything is still on track. A portfolio review will...

Don’t Ignore Disability Insurance

Most individuals spend plenty of time finding ideal rates on home and auto insurance—but what about disability insurance, which could replace lost income if you ever found yourself injured or sick and unable to work? This is perhaps the most ignored of all insurance...